…information securely and electronically with other authorized organizations, such as fintech companies, payment providers, and other banks. As we have covered in PaymentsJournal, open banking evangelists argue that open banking…
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Malta Determined To Become the ‘Blockchain Island’: Regulations, Adoption, Binance Headquarters
…Services, Digital Economy & Innovation within the Office of the Prime Minister of Malta, commented to Cointelegraph on the news: Binance’s decision is a vote of confidence in what we’re…
Blockchain: An immutable ledger to replace the database
…databases have limitations. For example, databases are singularly owned services. A business deploys, builds and manages its database and the data it contains. The business can then use that data…
Ethereum Plans to Cut Its Absurd Energy Consumption by 99 Percent
…could perpetrate frauds, such as revising long- completed transactions. Bitcoin users would have little recourse because miners are anonymous. In theory, PoW keeps mining a distributed affair. In practice, however,…
Samsung Galaxy S10 – What’s Up With the Crypto Wallet?
…in Samsung’s EU community support channel suggests that the built-in blockchain wallet is not available in the U.K. either, and the app cannot be downloaded from the Galaxy Store. A…
What Barclays/Lloyds wrist slap means for Open Banking APIs
…for breaching the open banking provisions of the Retail Banking Market Investigation Order was significant. Open Banking relies upon APIs (Application Programming Interfaces) to share data between banks, fintechs and…
Qatar National Bank launches new Open Banking platform
…“QNB have been exploring the space of Open Banking since much earlier; our partnership with Ooredoo on the Ooredoo Money is a classic example for both open banking and FinTech…
EU unveils PSD3 proposals: The next level of open banking
…revolutionised banking and financial services across Europe, passing open banking into law. Since then, third-party data shared by banks has expanded the types of financial services on offer, heralding the…
The CFPB Paves the Way for Open Banking
…bank and credit card account data with third-party financial technology companies, such as application programming interfaces. Defining and protecting consumers’ data rights is a critical part of the process. “Open…
The CFPB Paves the Way for Open Banking
…bank and credit card account data with third-party financial technology companies, such as application programming interfaces. Defining and protecting consumers’ data rights is a critical part of the process. “Open…