Fintech

HSBC and Tradeshift have launched SemFi, a new platform offering seamless embedded finance solutions to businesses on e-commerce platform HSBC has unveiled SemFi by HSBC, a new venture designed to revolutionise how businesses handle finance. A joint effort with global B2B trade network Tradeshift, SemFi aims to deliver seamless embedded finance solutions to companies across […]

American Express has teamed up with Boost Payment Solutions to streamline virtual card payments for US suppliers, reducing manual processing hassles American Express has announced a new collaboration with Boost Payment Solutions, aimed at optimising virtual card payments for US-based suppliers. The partnership will allow American Express merchants to access Boost’s patented Straight-Through Processing (STP) solution […]

The Consumer Financial Protection Bureau (CFPB) and Federal Reserve raised the dollar thresholds for applicability of Truth in Lending (Regulation Z) and Consumer Leasing (Regulation M) rules. In 2025, these rules generally will apply to consumer credit transactions and consumer leases of $71,900 or less, the regulators said in a Friday (Oct. 4) press release. The agencies must adjust these thresholds each year based […]

There’s a commonality in financial services — for brick-and-mortar players and for several FinTechs, though the approach may differ: Serving the needs of lower-income households. The big banks have lost at least some share to neobanks — FinTechs that have been able to carve out a niche serving households earning roughly $50,000 or less. Digital […]

Treasurers who once relied on outdated spreadsheets and manual processes are now facing a new reality: real-time treasury services powered by artificial intelligence (AI), digital money movement and automated synchronous functionalities across core operations. From predicting cash flow to flagging suspicious transactions, innovations in payments and operations are transforming treasury operations into a high-tech, real-time […]

Visa and CARD91 have partnered to enable regulated entities to issue Forex Cards on the Visa network. This collaboration brings together Visa’s digital payments network and CARD91’s issuance platform-as-a-service solutions to improve the issuance experience for both cardholders and issuers, the companies said in a Thursday (Oct. 3) press release. “We are excited to work […]

Innovation in business-to-business (B2B) payments used to be measured in decades, not years. But now, it can be measured in months — even weeks — as B2B payments undergoes profound transformations. “The three main driving forces are a change in demands and expectations on both the buyer side as well as the supplier side, the changing […]

Explore how digital ecosystems are changing fintech, banking, and insurance to offer cutting-edge services Ecosystems, particularly in the context of fintech, are vast, complex, and difficult to define, yet they provide a wide range of benefits to companies across various industries. These ‘ecosystems’ foster collaboration, innovation and new business opportunities by connecting diverse stakeholders such […]

There used to be a mantra for enterprises: “Always accept how your customer wants to pay.” That was easier when four or five payment mechanisms were available to the customer. Now, with payments taking an almost unimaginable number of forms, enterprises are trying to play catch-up, serving their customers and, possibly, making some revenue from […]

FOMO Pay, a Singapore-based major payment institution, has announced a partnership with Visa. Through this collaboration, FOMO Pay will integrate Visa’s QR into the SGQR network, enabling cardholders to scan the QR code and pay with their Visa cards. FOMO Pay will enable SGQR merchants to accept Visa QR payments, enabling the use of Visa […]