Oman’s BankDhofar has selected Entrust to implement its Digital Card Solution (DCS), which will provide customers with digital card capabilities for both the bank’s Islamic and conventional banking applications.
BankDhofar is one of the fastest-growing banks in the country. With over 124 branches and a digital banking strategy that enables it to be “closest to their customers,” the bank has implemented the Entrust Digital Card Solution for Tap to Pay services and tokenization enablement.
With the launch of its innovative mobile payment service, Dhofar-Pay customers can tap their smartphone to make transactions easily without the need for a physical debit card, offering a seamless payment experience.
Dhofar-Pay allows users to securely add their existing Visa debit and credit card details to their NFC-capable Android phones. Once set up, the smartphone becomes a digital card, enabling contactless payment transactions with a simple tap on POS terminals.
With the Entrust Digital Card Solution and the NFC Issuer wallet for Visa VTS and MDES, BankDhofar is now enabling NFC payments for Android devices within its conventional and Islamic banking applications across debit and credit operations. Android users can now use the existing mobile banking apps as a digital payment wallet and pay with their phone in-store.
Additionally, the bank is soon launching the ability to push the card provision from the banking app directly into the Apple Pay and Samsung Pay digital wallets. iOS and Samsung users can load their BankDhofar cards directly into third-party wallets and pay from the wallets for in-store and e-commerce purchases.
“BankDhofar is keen to embrace and implement the latest technological solutions, which help in making banking easier and better for customers and solve their evolving needs. We were one of the first banks in Oman to launch Tap to Pay services and will continue to lead in that direction with tokenization services”, said Bilal Faiz Al Raisi, AGM and Head of Cards and Bancassurance at BankDhofar.
“It has been a pleasure working with an agile and digitally transformational bank like BankDhofar. We have achieved great successes with our implementation and go-to-market with 3- to 4-month timelines to enable the bank to meet their deadlines in line with their digital strategy. We look forward to growing our relationship with BankDhofar as a trusted partner to one of the largest banks in the country,” said Tony Ball, President of Payments & Identity at Entrust.
The service launched in March 2024 and is available to BankDhofar customers in Oman.